Thailand FI- Bridging the Gap Between Zero and FIRE

May I introduce to you a new concept? Beaches. Sand. Questionable water pressure. Coconuts. Loosely enforced electrical codes. Intrigued? I’m talking, of course, about the very fancy concept of Thailand Fi. Continue reading “Thailand FI- Bridging the Gap Between Zero and FIRE”

Debt, Compounding Interest, and $50,000 Truck

Compounding interest is the eighth wonder of the world.  He who understands it, earns it. He who doesn’t, pays it. Compound interest is the most powerful force in the universe.- Albert Einstein.

Despite my track record, this is a real quote.  It teaches us a few things.  1) Albert Einstein was clearly a little sexist- women can compound interest too.  2) He was clearly prone to exaggeration-Really? Compounding interest is more powerful than anything in the universe? Oh I’m sorry…black holes. Slap. Really, Albert. 3) Understanding compounding interest is important. Continue reading “Debt, Compounding Interest, and $50,000 Truck”

The Retirement Plant- Your Life is a Garden and Each Expense is a Plant

Retirement is a Plant in the Garden of Life. 

What is your financial goal?  Is it to own a bigger house, fill your closet with nicer things, be able to not worry about each months bills, or to fully fund your retirement accounts?  Whatever your financial goals are, the way you think about your expenses can make a huge difference on your success.

Think of your life as a 4×6 foot patch of dirt.  It starts off bare, but as we get older, we start to add plants to it until one day we look up and we’ve made an entire garden. Continue reading “The Retirement Plant- Your Life is a Garden and Each Expense is a Plant”