The 5 Most Important Life Lessons I’ve Learned Shooting Water Up My Nose

In early 2017 I had nasal surgery to remove a golf ball sized polyp from my sinuses.  From now on I have to irrigate my nasal passages once per day, everyday.  Being forced to be consistent in this routine has taught me many valuable life lessons.  Here are the 5 most important lessons I’ve learned shooting water up my nose. Continue reading “The 5 Most Important Life Lessons I’ve Learned Shooting Water Up My Nose”

Why Pursue Fi- The Pros and Cons of the Frugal Lifestyle

We are pursuing financial independence.  It’s nice to have the type of income where that is even remotely feasible.  We don’t take that for granted.  It’s not all roses and ramen though.  There are a lot of pros to pursuing financial independence and a lot of cons.  It’s important to keep a healthy frame of mind in both because it’s a long journey.  You have to keep a centered mind for a long time. Continue reading “Why Pursue Fi- The Pros and Cons of the Frugal Lifestyle”

How I Lost 11 Pounds Drinking Kirkland Light

Are you looking to drink less beer?! have I got a product for you!

Listen, I love beer. I do not love Kirkland Light.  My love for a good dark beer is one of my best personality traits.  I will be slightly mean to a child for an imperial stout beer.  This isn’t a close call either.  I will tell a small boy that he can’t be a super hero because that’s not a real career path if it gets me a thick, 10% ABV, pitch-black imperial stout.

My love of beer has given me many a glorious evenings around some type of fire and/or friends.  These are the times the poets of old wrote about.  My love of beer has also given me a very dad like beer belly regardless of the fact that I am not a father.  In fact, I made a comment to my wife about how I’m going to get the ol’ 6-pack abs back to which she replied, “You used to have a 6-pack?” Continue reading “How I Lost 11 Pounds Drinking Kirkland Light”

The Retirement Plant- Your Life is a Garden and Each Expense is a Plant

Retirement is a Plant in the Garden of Life. 

What is your financial goal?  Is it to own a bigger house, fill your closet with nicer things, be able to not worry about each months bills, or to fully fund your retirement accounts?  Whatever your financial goals are, the way you think about your expenses can make a huge difference on your success.

Think of your life as a 4×6 foot patch of dirt.  It starts off bare, but as we get older, we start to add plants to it until one day we look up and we’ve made an entire garden. Continue reading “The Retirement Plant- Your Life is a Garden and Each Expense is a Plant”

5 Easy Ways to Get Back (and stay) in Shape- The 5-Minute Workout

Exercise is hard.  Trying to get motivated to do a 2-hour workout is mentally exhausting.   The older we get the harder it is to change our habits. The inactivity in our life builds on itself and before we know it we’re staring incredulously at pictures of our former selves. We sit there half hating/half admiring the person we used to be for their ability to constantly stay in shape no matter what they ate or how they lived.

For many of us those days are long gone.  You look down and see a little extra cushion around your belly and you want it to be gone.  Maybe you feel too embarrassed to even go to a gym.  Maybe you want to start at home where no one can see you workout. You don’t even know where to start.

Maybe you’re someone who has never worked out.  Nobody ever showed you an easy to follow workout and you didn’t know who to ask.  No matter where you are in your fitness journey this workout can help you. Continue reading “5 Easy Ways to Get Back (and stay) in Shape- The 5-Minute Workout”

Free-Range Morality- What’s the Deal with Eggs?

What kind of chicken eggs does everyone buy? I’ve been thinking about eggs because last time I was in the grocery store there were 47 different versions for sale and I feel like some of them were made up. There were pasture-raised, free-range, organic, ethically treated, verbally abused, vegetarian-fed, cage-free, farm fresh and even white eggs. It’s a pretty overwhelming process trying to figure out which version of this breakfast staple most closely defines me as a person.

Here’s the thing: I want to buy eggs from the most well-treated chickens on the planet. Maybe not the most well-treated, but at least from chickens that aren’t treated really poorly.

But, here’s also the thing: I don’t want to be taken for a ride by some bullshit chicken egg marketing campaign designed to trick hippies and liberals into paying more for the same product.

What’s a conscientious frugal egg-buying blogger to do? Continue reading “Free-Range Morality- What’s the Deal with Eggs?”

Save Pretax-Becoming a Millionaire and Achieving Financial Independence

Trying to save after tax money is hard.  A much easier plan to wealth accumulation is to invest pre-tax money.

In conversations with folks one thing I’ve noticed popping up is people dismissively saying “I won’t ever become a millionaire…”  My follow up question is always “Why not?”

A million dollars certainly isn’t what it used to be but still people have this mental block about that number.  It’s impossibly far off.  Something to be achieved only by those who win the lottery or make it to the big leagues.  It’s really not as hard as all of that. Continue reading “Save Pretax-Becoming a Millionaire and Achieving Financial Independence”

7 Things I do Every Morning to Avoid Decision Fatigue

Decision fatigue can mentally exhaust us before we even leave the house. Here are 7 things I do every morning to avoid decision fatigue and ensure a good start to my day.

The Importance of Morning Routines

As a young lad I had no set morning routine.  My alarm would go off and I would lay there trying to figure out what my first move would be. Well, my first move after hitting the snooze button, several times.

I remember it being so hard to wake up early.  SO HARD. It didn’t really matter what hour ‘early’ fell into.  If I needed an alarm it counted as early and it was hard.

In retrospect I may have been slightly traumatized from being woken up early by my father bursting open my bedroom, turning on the lights and hollering loud enough for the neighbors across the meadow to hear, “Rise and shine, big boy.” Continue reading “7 Things I do Every Morning to Avoid Decision Fatigue”

Intermittent Fasting for Beginners- The Basics

Today’s post is all about the basics of intermittent fasting. If you don’t want to read about fasting, this isn’t the post for you.  Actually, don’t listen to me.  If you’re not interested in fasting it can only mean because you don’t know all the great benefits of fasting.  For sure keep reading whether you’re interested or not. Continue reading “Intermittent Fasting for Beginners- The Basics”

Financial Independence- The Freedom to Choose

What is Financial Independence and why do we pursue it?

In a nutshell, financial independence is when you have enough passive income to cover your basic expenses.  Being financially independent means working for money is optional.

We are pursuing financial independence because life is short.  We both enjoy our jobs but we want the freedom to take time off, spend more time with our future children, and travel more.

Being financially independent also guards against having a financial emergency if something happens and one or both of us are no longer ABLE to work. Continue reading “Financial Independence- The Freedom to Choose”